Mortgages

                Remortgages

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Moving home or a first time buyer? We arrange mortgages to suit your requirements. If you are moving home and require a new mortgage or wish to take your existing mortgage with you this can be arranged. Another scenario in which we are able to help is where you may want to keep your existing property as an investment or you may be unable to sell your existing property, you can rent it out and buy a new one.

First Time Buyer mortgages can be arranged to suit the clients individual needs, in the current market place the minimum deposit would be 10%.

Shared Ownership is also popular for first time buyers, where the client would part buy part rent the property, these type of arrangements are slightly more complex, however we can assist with these type of transactions and place the mortgage with the most suitable lender for the client.

Buy To Let mortgages are arranged for first time or experienced landlords who wish to purchase more investment properties to add to their existing portfolio. Buy To Let remortgages can also be arranged to withdraw equity from existing investments to purchase additional properties, refurbishment purposes, etc

Remortgages can be arranged to move to a better deal and save money.

Remortgaging your residential property can also be done where you would like to withdraw funds for home improvements, for example new kitchen, new bathroom, double glazing, paving to name but a few.

Remortgaging can also be arranged to consolidate all the clients existing debt into one affordable monthly payment.

Remortgaging can also be arranged for the client to withdraw funds and purchase investment property.  

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             Online Enquiry

Do you need to get an quick idea of what mortgage you can get? Simply fill in the quick mortgage enquiry form and we will get back to you.

            

                         Insurance

                   Secured Loans

                                 

Insurance in the home owning environment can be complex and confusing sometimes. We will recommend policies that will suit the client and their budget. We arrange Life Insurance, Critical Illness Cover, Income Protection, Accident, Sickness and Redundancy cover. In addition we also arrangeBuildings and Contents insurance.

Secured Loans or Home Owner Loans can be arranged where the client is tied in with their existing lender on a mortgage deal. These loans can be arranged fairly quickly and some of them have no upfront fees. These loans are typically used for debt consolidation, home improvements, etc.

                                   

                                                            

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

For mortgages we are paid by commission or a fee, click here for more details.       

The Mortgage Contact is an Appointed Representative of Sesame Ltd which is authorised and regulated by the Financial Services Authority. Sesame is entered on the FSA register (www.fsa.gov.uk/pages/register) under reference 150427.   

The advice and / or guidance contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

The FSA do not regulate Secure Loans and some forms of Buy To Let mortgages.

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